Policy renewal comparison: analyze multi-carrier policies without manual re-keying.
Analyzing general terms and comparing quotes across multiple insurance carriers requires tedious manual extraction. Cytria configures a workflow that standardizes policy data into a clear comparative memo, under the review of the certified broker.
No confidential data required for the first conversation.
Three concrete workflows designed for your sector
Each workflow builds on your existing tools and methods to prepare outputs your team directly verifies.
Compare terms, deductibles and premiums across insurance carriers
Carriers submit quotes and policy schedules in differing structures, making side-by-side comparison time-consuming. Together, we establish the format of your comparison document and the specific clauses to scrutinize. The workflow could extract premium levels, deductibles and exclusions into a consolidated view; the licensed broker validates each detail and formulates advice for the policyholder.
Prepare renewal dossiers ahead of annual carrier negotiations
Annual policy renewals require gathering claims histories, headcount shifts and current coverage details across client accounts. Together, we organize data from your policy files around your review schedule. The workflow could compile an account renewal brief highlighting notable claim patterns; the broker leads negotiations with underwriters and presents options to the client.
Verify certificate compliance and sort incoming carrier schedules
Liability and accident insurance certificates must match client contract requirements without discrepancy. We define the verification checkpoints to apply to received documents together. The workflow could compare issued certificates with contractual terms and highlight any missing clause; the administrative team validates conformity before dispatch.
How your team stays in control
For each selected workflow, we define together the permitted sources, access boundaries and human review checkpoint. No final decision or external communication happens without explicit sign-off from your team.
Integration and broker compliance standards
We evaluate formats from your brokerage management software (Sobos, e-broker) and carrier PDF exchanges, in accordance with FINMA and Cicero guidelines.
How we could proceed
We first agree what needs to change and what is already known. We test a workflow when that will help us decide; if the scope is already clear, we can propose delivery directly.
Scope the work
Review the task, existing tools, available information and the decision to make next.
See the starting options →Test if needed
Try one agreed workflow, review the results with your team and decide whether to continue, adjust or stop.
See the focused test →Put it into use
If the scope or test supports it, agree the production work, responsibilities and support before implementation.
See deployment →Discuss a concrete workflow for your organisation
Confidential conversation with Enrico Bartolotti to examine a first renewal workflow.
We define the information the workflow may use, who can access it and which actions need review. Hosting, external services and handover conditions are specified for the selected deployment. The first conversation does not require confidential client, employee or beneficiary files.